Community Banking is the core of our business and retail banking service offerings. Our community bankers build and sustain business relationships that bring value to our customers, strengthen communities, and contribute to the overall success of Swift Stellar, Inc.
Swift Stellar offers a full range of deposit and loan products available to both business and individual customers. Deposit options range from traditional checking and savings accounts to Premium Money Market Accounts and certificates of deposit. Additionally, we offer a variety of electronic banking services such as online banking, mobile banking, debit cards and credit cards. We also offer business oriented electronic banking services such as Cash Management and Merchant Capture.
Our consumer loan products include residential mortgage, construction, home equity and second mortgage home loans. We also offer automobile, recreational vehicle, personal lines of credit, and unsecured loans. We specialize in financing for pontoons, runabouts, fishing boats, etc. Financing watercrafts is one of many ways we support our local economies.
Swift Stellar is able to meet the credit needs of local businesses through lines of credit, term loans, mortgage loans, construction loans, and letters of credit. Tax-exempt credit facilities are also made available for local government projects including utility infrastructure and industrial recruitment.